What does PII Cover?
Software Failure or System Downtime
You deliver a product or platform that fails to perform, causing commercial loss.
Coding or Configuration Error
An error in development or deployment causes functionality issues, data loss or security weaknesses.
Breach of Contract for Performance
You are sued for not meeting agreed KPIs or deliverables — even where you acted with reasonable care.
Company & Commercial Transaction Errors
Mistakes in contract drafting, share purchase agreements, or due diligence work.
Loss of Data or Confidential Information
Your work results in accidental deletion, corruption, or unauthorised access to client data.
Third-Party Supplier Failures
You’re held responsible for downtime or failure caused by a third-party vendor or API.
Technology
At WK Professional Risks, we specialise in providing insurance for tech businesses — from agile start-ups and app developers to enterprise-level SaaS providers and IT consultants. Whether you're working on AI, fintech, data systems, or custom-built platforms, our role is to secure cover that matches your commercial contracts, project risk, and client expectations.
What we offer
01
London Market Access
We work with underwriters who understand fast-scaling businesses, agile development models, and bespoke contract risks — including SaaS, fintech, and dev shops.
02
Cover for Start-Ups and High-Growth Scaleups
We place risks for pre-revenue businesses, Series A/B companies, and scaling tech firms — including where revenues or user numbers are growing quickly.
03
Cyber, Tech PI & D&O Bundling
We can package PI with cyber liability and directors & officers cover — ideal for firms seeking investor-ready or procurement-friendly protection.
04
Contract Review Support & Risk Advice
We help you understand what clauses your PI insurance does and doesn’t cover — including fitness for purpose, indemnity caps, warranties, and service guarantees.
05
Responsive Claims Support
Should a claim arise, our team ensures you’re represented clearly and accurately from first notification through to resolution.