What does PII Cover?
Design Errors and Ommisions
A client alleges that a design flaw (e.g. incorrect structural detail or miscalculated load) caused construction delays, extra costs, or safety risks.
Poor Coordination with Consultants
Failure to properly integrate M&E or structural engineers’ input into your drawings leads to project errors or delays.
Inadequate Contract Administration
Inadequate Contract Administration
Mistakes in certifying payments, failing to issue key instructions, or poor record-keeping during the construction phase.
Planning or Regulatory Failures
Failure to obtain the correct planning consents, or non-compliance with Building Regulations, results in enforcement action or demolition.
Copyright or IP Infringement
Use of design content or plans where you didn’t have full rights or permissions.
Defamation or Misstatement
You are accused of libel or slander in a professional report or dispute.
Architects
At WK Professional Risks, we specialise in Professional Indemnity insurance for architects. We understand the unique exposures architects face — from complex design liability to regulatory compliance.
Whether you’re a boutique practice or a larger multidisciplinary firm, our role is simple: to provide robust cover that protects your business and reputation, and to ensure you understand the limits and conditions that could expose you.
What we offer
01
London Market Access
We place risks directly with Lloyd’s and top-tier company markets, including those offering ARB-approved cover.
02
Wording Reviews & Risk Advice
We don’t just place cover — we review appointment documents, collateral warranties, and contracts to ensure alignment with your PI policy, so you’re not left uncovered due to unfair clauses or excessive liability.
03
Fire Safety & Cladding Expertise
In the wake of the Building Safety Act, we help architects navigate policy conditions, retroactive dates, and exclusions around fire safety, high-rise residential design, and EWS1/FRAEW forms.
04
Tailored Cover
We tailor limits, excess structures and policy extensions to match your specific project profile — whether you’re working on schools, high-end residential, mixed-use developments, or masterplanning schemes.
05
Responsive Claims Support
Should a claim arise, our team ensures you’re represented clearly and accurately from first notification through to resolution.