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Contract Review & Risk Management

Protect your business before problems arise

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At WK Professional Risks, we don’t just sell insurance — we help clients avoid needing to use it.

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Our dedicated contract review and risk management advisory service is designed for professionals who want to limit liability, avoid disputes, and negotiate contracts with confidence. Whether you're working under tight deadlines or complex terms, we provide the tools and advice to help you stay protected.

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This service is included at no extra cost for our clients.

Contract Review Service

We review the contracts you sign — before you sign them.
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Our legal-led contract review service helps ensure that your appointments, collateral warranties, and terms of engagement don’t leave you unnecessarily exposed. We focus on real-world, practical advice, not just legal theory.
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What we check for:
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  • Unlimited liability or disproportionate indemnity clauses

  • Consequential loss and liquidated damages

  • Fitness for purpose obligations (excluded by most insurers)

  • Net contribution clauses (or lack thereof)

  • Duty to warn, fitness for purpose, and copyright/IP issues

  • Alignment with your professional indemnity cover

  • Conflicts with RICS, RIBA, ARB, or other regulatory standards

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Each review is returned with red-flag issues highlighted, along with suggested amendments or pushbacks — so you can negotiate from a position of strength.
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What we work on:
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  • Client appointments

  • Sub-consultant agreements

  • Collateral warranties

  • Project management T&Cs

  • Novation agreements

  • Framework agreements

  • Letters of intent

Risk Management

Advice that helps you reduce risk, strengthen your position, and lower your premiums.
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We provide structured, ongoing advice to help you manage your risk proactively, tailored to your specific sector (architecture, engineering, surveying, legal, etc.).
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Our support includes:
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  • One-to-one reviews of your internal practices and documentation

  • Advice on scope creep, fee justification, and limiting liability

  • Health checks before renewals to highlight issues insurers may flag

  • Recommendations on project file keeping, reporting procedures, and disclaimers

  • Industry updates on risk trends, court cases, and insurer requirements

  • Assistance with drafting or adjusting standard terms of business

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We’re also happy to speak to your clients or legal teams directly, where appropriate, to help push back on unfair terms.

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