Professional Indemnity

Safeguard your reputation. Defend your advice. Stay contract-ready.

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In today’s professional landscape, where expectations are high and accountability is critical, a single error or dispute can lead to costly claims, reputational damage, and lost trust. Professional Indemnity Insurance (PI) is essential protection for any business that provides advice, consultancy, design, or technical services.

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It ensures that if a client alleges negligence or a financial loss resulting from your work, you have the legal defence, financial backing, and policy support to respond — effectively and professionally.

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What Does Professional Indemnity Insurance Cover?

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Professional Indemnity Insurance typically includes protection for:

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- Legal Defence Costs

Covers the costs of defending against allegations of negligence, breach of duty, or error — even if the claim is unfounded.

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- Compensation Payments

Pays damages, settlements or court awards where your services are found to have caused financial loss or reputational harm to a third party.

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- Errors, Omissions & Misstatements

Protects against genuine mistakes, inaccurate advice, or oversights in your professional work that lead to client disputes or contractual claims.

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- Breach of Confidentiality

Covers unauthorised disclosure of sensitive client data or confidential information, whether accidental or arising from poor data handling practices.

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Who Needs It?​

 

PI insurance is critical for any business that offers professional services, including but not limited to:

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• Consultants and advisory firms

• Architects, engineers, surveyors, and design & construct contractors

• Solicitors, accountants, and financial advisers

• Insurance brokers and technology providers

• Recruitment agencies and outsourcing firms

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In many cases, PI cover is a contractual requirement, a regulatory obligation, or a tender prerequisite — and in all cases, it’s a smart commercial decision.

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Why It Matters

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• Defends your business against claims that could run into six or seven figures

• Enables you to continue trading while a dispute is resolved

• Protects your client relationships, brand reputation, and future growth

• Gives your clients confidence in your professionalism and risk management approach

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Need Advice or a Quote?

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We place cover with trusted, A-rated insurers in the London and Lloyd’s markets — tailored to your industry, regulatory obligations, and client base.