What does PII Cover?
Design Errors and Ommisions
A client alleges that a design flaw (e.g. incorrect structural detail or miscalculated load) caused construction delays, extra costs, or safety risks.
Poor Coordination with Consultants
Lack of coordination with architects, other engineers or contractors leads to buildability issues or performance failures.
Inadequate Contract Administration
Mistakes in certifying payments, failing to issue key instructions, or poor record-keeping during the construction phase.
Loss or Corruption of Techincal Documents
Loss of key drawings or data leads to delays and cost to recreate or revalidate the work.
Copyright or IP Infringement
Use of design content or plans where you didn’t have full rights or permissions.
Defamation or Misstatement
You are accused of libel or slander in a professional report or dispute.
Engineers
At WK Professional Risks, we provide expert Professional Indemnity insurance solutions for engineers — from niche consultancies to multidisciplinary practices. With deep access to the London and Lloyd’s markets, we understand the varied risks facing civil, structural, and M&E engineers, and we work closely with underwriters to secure comprehensive and competitive terms.
Whether you're delivering complex infrastructure projects, temporary works designs, or building services in high-risk environments, we make sure your cover works as hard as you do.
What we offer
01
London Market Access
We place risks directly with Lloyd’s and top-tier company markets, including those offering enhanced cover for temporary works, fire safety and consequential loss.
02
Wording Reviews & Risk Advice
We don’t just place cover — we review appointment documents, collateral warranties, and contracts to ensure alignment with your PI policy, so you’re not left uncovered due to unfair clauses or excessive liability.
03
Fire Safety
We advise engineers on how their PI cover responds to evolving fire safety requirements, including exposure under the Building Safety Act.
04
Tailored Cover
We don’t offer generic PI — we provide tailored cover specific to civil infrastructure, building structures, or M&E engineering.
05
Responsive Claims Support
Should a claim arise, our team ensures you’re represented clearly and accurately from first notification through to resolution.